Compare auto insurance companies
Educational only — not a quote, not a recommendation. This site is not an insurer or a broker, and nothing on this page is a personalised price. A final price comes only from the carrier or a licensed agent, after underwriting. Car insurance companies, compared side by side on what they actually publish: cover options, features, discounts and where to get an official quote. No carrier publishes a usable base premium, so every premium cell on this page is quote-only.
How to read “Not published”: it means the 2026-11-05 research did not verify that item on a carrier or official page. It is not a zero, not a “no”, and it is never filled in from a third-party table. Where a figure is published, its profile, date and source sit next to it.
How to use this comparison
- Pick 2 or 3 companies with the checkboxes below the table heading, and compare them side by side.
- Compare like for like: the same limits, the same deductible, the same cover type. A cheaper headline with a lower limit is not the same cover.
- Check the official link in the row before you decide — the carrier's own page and plan documents are the final word, and availability varies by state, county and plan.
- Use the tools beside this page to work out what you need first, then take that need to the official quote. No personal details are collected anywhere on this page.
State-market averages that appear on some carrier state pages (for example a state average on a Farmers state page) are market averages, not that carrier's price, and are never shown here as a carrier premium.
Auto companies — full table
| Company | Published packages / cover options | Key features | Deductibles / limits where published | Discounts where published | Premium availability | Official link | Source |
|---|---|---|---|---|---|---|---|
| State Farm | Collision, comprehensive, emergency road service and medical payments among the options. | Drive Safe & Save telematics; multi-car; bundle with home, renters, condo or life. | Not published | Drive Safe & Save up to 30% (not CA, MA, RI; NY capped at 30%). | Quote-only / not published | Get an official quote | statefarm.com, retrieved 2026-11-05 |
| GEICO | Liability, collision, comprehensive, rental reimbursement and roadside among the options. | DriveEasy programme. | Not published | Multi-vehicle, multi-policy, DriveEasy, defensive driving, military, pay-in-full, good-driver and homeownership discounts listed; percentages vary by state, no single percentage published. | Quote-only / not published | Get an official quote — State page with an online quote tool; a quote starts by ZIP. | geico.com, retrieved 2026-11-05 |
| Progressive | Liability, comprehensive plus collision, roadside, uninsured/underinsured, loan/lease payoff, accident forgiveness (small-claim and 5-year variants, most states) and a vehicle-protection plan. | Snapshot telematics. | Not published | Bundle average 5% on auto in most states (auto page headline). | Quote-only / not published | Get an official quote | progressive.com, retrieved 2026-11-05 |
| Allstate | Liability, collision, comprehensive, uninsured/underinsured and gap-type cover; Drivewise; teen, rideshare, classic and electric variants. | Drivewise telematics. | Not published | Bundle, student, safety features, pay-in-full, safe-driver and low-mileage discounts listed; no percentage published on the fetched page. | Quote-only / not published | Official page — Product page; no clean quote URL was separately verified for this row. | allstate.com, retrieved 2026-11-05 |
| USAA — military-only | Auto insurance for eligible members; quote entry is the auto-plus-property bundle page. | SafePilot telematics. | Not published | Bundle auto plus property up to 10%; SafePilot up to 30% off at renewal; safe-driver, multi-vehicle, good-student and vehicle-storage discounts also listed. | Quote-only / not published | Get an official quote — Eligibility-restricted: US active military, veterans and eligible family; separated veterans need an Honorable or General Under Honorable Conditions discharge. | usaa.com, retrieved 2026-11-05 |
| Liberty Mutual | Liability base plus comprehensive, collision, uninsured/underinsured and add-ons. | Deductible-fund feature; RightTrack telematics. | Not published | Online purchase up to 12%; violation-free and multi-car discounts also listed (no percentage published for those). | Quote-only / not published | Get an official quote | libertymutual.com, retrieved 2026-11-05 |
| Nationwide | Auto cover via state pages; SmartRide telematics; SmartMiles pay-per-mile. | SmartMiles pay-per-mile option. | Not published | SmartRide final discount up to 40% (can be zero, varies by state); accident-free up to 10% off the monthly premium; safe-driver 5+ years, good-student, anti-theft, defensive-driving 55+ and automatic-payments discounts also listed; bundle home plus auto up to 20%. | Quote-only / not published | Official page — State page example; no single national auto quote URL was returned verbatim. | nationwide.com, retrieved 2026-11-05 |
| Farmers | Flex Personal Auto; Signal app. | Signal app telematics. | Not published | Multi-vehicle, welcome, loyalty, 5-year accident-free and Signal discounts listed; bundle car plus home up to 10% or more off both. | Quote-only / not published | Get an official quote — Tracking parameter stripped from the quote-hub URL; the clean path is the same quote route. | farmers.com, retrieved 2026-11-05 |
| American Family | Car cover; DriveMyWay; MilesMyWay. | Diminishing deductible offered. Note: DriveMyWay means unsafe driving can raise a rate. | Diminishing deductible offered; the yearly amount for auto was not published in this research. | Bundle home plus auto up to 40% on both together (June 2025); home plus auto plus life up to 43% on home plus auto (bundle page, June 2025). | Quote-only / not published | Official page — Phone quote fallback also listed by the carrier: amfam.com/quote/call-for-quote. | amfam.com, retrieved 2026-11-05 |
| Travelers | Liability, uninsured-motorist injury cover, medical payments, fire/theft/collision, roadside and loan/lease gap-type cover. | Not published | Not published | Multi-policy up to 13% on car; multi-car (not CA), home-ownership (not CA), safe driver (not NY), hybrid/electric, new-car (not CA), early-quote (not CA), good-student and good-payer/electronic-payment discounts also listed (no percentage published for those). | Quote-only / not published | Get an official quote | travelers.com, retrieved 2026-11-05 |
| Erie — 12 states + DC only | Auto cover via a local independent agent. | Not published | Not published | Not published | Quote-only / not published; a quote is completed via a local independent agent. | Official page — Agency page example. No verified erieinsurance.com quote-tool URL was found, so no quote-tool link is published. Footprint: IL, IN, KY, MD, NY, NC, OH, PA, TN, VA, WV, WI plus DC. | erieinsurance.com, retrieved 2026-11-05 |
| The Hartford (AARP) — members 50+ | Auto cover for AARP members aged 50 and over. | Not published | Not published | AARP discount up to 10% on car (FAQ page). | Quote-only / not published | Get an official quote — Tracking parameter stripped; the clean path is the same page. Does not write new business in all areas, including CA and FL. | thehartford.com, retrieved 2026-11-05 |
| AAA — federation, club-specific | Cover varies by club; club-specific underwriters, cover and discounts. There is no single national AAA product set. | Not published | Not published | Club figures only, not national — for example AAA Washington up to 10% on auto (club figure). | Quote-only / not published nationally. | Official page — Club page, not a national quote route. A second club example: wa.aaa.com/insurance/aaa-insurance. No single national AAA quote URL exists. | aaa.com club pages, retrieved 2026-11-05 |
Sources for this table
Every figure and feature above comes from the carrier page linked in its row, as recorded in the research register on 2026-11-05. “Not published” means the research did not verify that item on a carrier or official page — it is not a zero, and it is not filled in from a third party.
- State Farm — https://www.statefarm.com/insurance/quotes (statefarm.com, retrieved 2026-11-05)
- GEICO — https://www.geico.com/auto-insurance/states/az/mesa/ (geico.com, retrieved 2026-11-05)
- Progressive — https://www.progressive.com/auto/ (progressive.com, retrieved 2026-11-05)
- Allstate — https://www.allstate.com/auto-insurance (allstate.com, retrieved 2026-11-05)
- USAA — military-only — https://www.usaa.com/campaign/insurance/bundle-auto-property/ (usaa.com, retrieved 2026-11-05)
- Liberty Mutual — https://www.libertymutual.com/get-a-quote (libertymutual.com, retrieved 2026-11-05)
- Nationwide — https://www.nationwide.com/personal/insurance/auto/state/ohio/cleveland/ (nationwide.com, retrieved 2026-11-05)
- Farmers — https://www.farmers.com/ (farmers.com, retrieved 2026-11-05)
- American Family — https://www.amfam.com/insurance/car/overview (amfam.com, retrieved 2026-11-05)
- Travelers — https://www.travelers.com/quote/car-insurance (travelers.com, retrieved 2026-11-05)
- Erie — 12 states + DC only — https://www.erieinsurance.com/agencies/GG1123 (erieinsurance.com, retrieved 2026-11-05)
- The Hartford (AARP) — members 50+ — https://www.thehartford.com/aarp (thehartford.com, retrieved 2026-11-05)
- AAA — federation, club-specific — https://cluballiance.aaa.com/insurance (aaa.com club pages, retrieved 2026-11-05)
Eligibility and footprint warnings
- USAA is military-only: US active military, veterans and eligible family; separated veterans need an Honorable or General Under Honorable Conditions discharge.
- Erie writes in 12 states plus DC only (IL, IN, KY, MD, NY, NC, OH, PA, TN, VA, WV, WI plus DC), and its quote is completed via a local independent agent — no Erie quote-tool link is published here.
- The Hartford (AARP) is for AARP members aged 50 and over and does not write new business in all areas, including CA and FL.
- AAA is a federation, not a single national carrier: underwriters, cover and discounts are club-specific, and no single national AAA quote URL exists.
- GEICO home cover (on the home page) is quoted through the GEICO Insurance Agency to partner carriers; GEICO does not underwrite its own home policy.
Use with our tools
Work out what you need before you shop, then compare like for like: Car insurance calculator · Cheapest car insurance by state · See also all tools and the comparison hub.
What this page is not: it is not a quote engine, it does not collect personal data, it does not rank companies as “best” or “cheapest”, and it carries no star ratings, testimonials or carrier logos. Any page that claims a single “best” company from this table is misreading it.
Disclosure
This comparison is educational only. Countrypilot.net is not an insurer, not a broker and not an agent for any company listed. Figures are carrier-published claims or examples as recorded on 2026-11-05, with their profile, date and source shown where they appear; they are not prices for you, and they may have changed since retrieval. The final price, eligibility and terms for any policy come only from the carrier or a licensed agent, and plan documents govern over any summary here. No company paid for placement, and no row is sponsored.