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Renters Cost Estimator

Count what you own, room by room, at replacement cost — what it would cost to buy it again today. The tool adds your inventory and checks it against the limit and liability you choose. It produces no premium.

ToolEducational estimate · Calculated on your device
Enter → Calculate → Compare

Inputs

Check next: Does your lease require a liability limit or proof of cover? Are high-value items subject to sub-limits? Is a roommate named on the policy? Standard renters policies generally exclude flood and earthquake damage.

Result

Educational estimate only, not personal insurance, financial, legal or tax advice. No insurer rates are stored here. Enter only figures from your own plan documents or official preview; all inputs are user-entered.

Official sources

Check the current rules on the official site: National Association of Insurance Commissioners (NAIC). Figures and rules change, so confirm before you buy or enrol.